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Fatty liver disease (MASLD), explained

About 1 in 4 US adults has extra fat in the liver. Most never know, because it rarely causes symptoms. The question that matters is whether it has started to scar the liver.

Last reviewed: By the uncovermyrisk.com editorial team Educational only, not medical advice.

What it is, and the new name

Fatty liver disease is a build-up of fat in the liver (NIDDK). For years it was called nonalcoholic fatty liver disease (NAFLD), with a more serious form called nonalcoholic steatohepatitis (NASH). The newer names are metabolic dysfunction-associated steatotic liver disease (MASLD) and metabolic dysfunction-associated steatohepatitis (MASH) (NIDDK). The new names point to the main driver: metabolic problems such as excess weight and type 2 diabetes, rather than alcohol.

There are two broad forms (NIDDK) (NIDDK):

How common it is

NIDDK estimates that about 24% of US adults have fatty liver disease, and about 1.5% to 6.5% have the inflammatory form (NIDDK). Among racial and ethnic groups in the US, it is most common in Hispanic people (NIDDK).

Who is more likely to have it

Obesity, metabolic syndrome and type 2 diabetes are the main risk factors (NIDDK). NIDDK reports that it is found in up to 75% of people with overweight and more than 90% of people with severe obesity, and in one-third to two-thirds of people with type 2 diabetes (NIDDK).

If you are not sure where you stand, our BMI calculator, waist-to-height ratio and diabetes risk test cover the main risk factors.

Symptoms

NIDDK calls it a silent disease, with few or no symptoms (NIDDK). It is often found by chance, on a blood test or scan done for another reason. Waiting for symptoms is not a good plan, because scarring can build up quietly.

Why it matters beyond the liver

People with fatty liver disease have higher risks of heart and blood vessel disease, which is the leading cause of death in this group, and of type 2 diabetes, metabolic syndrome, high blood pressure and abnormal cholesterol and triglycerides (NIDDK). That is why a fatty liver finding is a good moment to check your heart risk too.

How doctors check for scarring

The key question is not how much fat there is, but whether there is advanced scarring (fibrosis). The American Association for the Study of Liver Diseases sets out a stepwise approach (AASLD 2023):

StepTestWhat it does
1FIB-4, from routine blood testsSorts people into low risk (under 1.3) and those who need a closer look (AASLD 2023)
2Elastography (a liver stiffness scan) or an ELF blood testFor FIB-4 of 1.3 or more, to estimate scarring more precisely (AASLD 2023)
3Specialist assessment, sometimes a liver biopsyWhen the tests suggest advanced scarring or the picture is unclear (AASLD 2023)

FIB-4 uses your age, AST, ALT and platelet count (Sterling 2006), numbers that are often already on a recent blood test. In adults with fatty liver disease, the 1.30 and 2.67 cutoffs separate low, in-between and higher risk of advanced scarring (Shah 2009). You can work it out with our FIB-4 calculator, and read more in FIB-4 explained. What the AST to ALT comparison can and cannot tell you is on the AST/ALT ratio calculator.

What helps

Weight loss is the best-studied step. NIDDK says losing at least 3% to 5% of body weight can reduce liver fat, and losing up to 7% to 10% may be needed to reduce liver inflammation and scarring (NIDDK). For a 200-pound person, 7% to 10% is 14 to 20 pounds.

Treatment options for the inflammatory form with scarring have been changing, so ask a clinician what applies to you. This page does not give treatment advice.

Common questions

Is MASLD the same as NAFLD?

They describe the same condition under a newer name, which focuses on metabolic risk factors (NIDDK). You may see either on a report.

Can a normal liver blood test rule it out?

No. Fatty liver disease often has few or no signs (NIDDK), and liver enzymes can be normal. FIB-4 and imaging tell you more about scarring than a single enzyme value.

Does fatty liver always get worse?

No. Most people with fat alone do not develop liver damage (NIDDK). The inflammatory form is the one that can progress to cirrhosis (NIDDK).

Sources

  1. National Institute of Diabetes and Digestive and Kidney Diseases (NIH). Definition and Facts of NAFLD and NASH (MASLD and MASH). www.niddk.nih.gov/health-information/liver-disease/nafld-nash/definition-facts
  2. National Institute of Diabetes and Digestive and Kidney Diseases (NIH). Nonalcoholic Fatty Liver Disease (NAFLD) and NASH. www.niddk.nih.gov/health-information/liver-disease/nafld-nash
  3. National Institute of Diabetes and Digestive and Kidney Diseases (NIH). Treatment for NAFLD and NASH. www.niddk.nih.gov/health-information/liver-disease/nafld-nash/treatment
  4. Rinella ME, Neuschwander-Tetri BA, Siddiqui MS, et al. AASLD Practice Guidance on the clinical assessment and management of nonalcoholic fatty liver disease. Hepatology. 2023;77(5):1797-1835. doi.org/10.1097/HEP.0000000000000323
  5. Sterling RK, Lissen E, Clumeck N, et al. Development of a simple noninvasive index to predict significant fibrosis in patients with HIV/HCV coinfection. Hepatology. 2006;43(6):1317-1325. doi.org/10.1002/hep.21178
  6. Shah AG, Lydecker A, Murray K, et al. Comparison of noninvasive markers of fibrosis in patients with nonalcoholic fatty liver disease. Clin Gastroenterol Hepatol. 2009;7(10):1104-1112. doi.org/10.1016/j.cgh.2009.05.033

Written and maintained by the uncovermyrisk.com editorial team. We do not have a medical reviewer; every claim links to its primary source above. Last reviewed: 2026-10-27. Spotted an error? See About.